Insurance & Financing Transparent Care, Honest Pricing

Dental insurance plans vary widely — dental benefits, coverage levels, and limitations differ from one provider to the next. As you research and determine the right fit, check whether your plan covers preventive services and how it handles major procedures like crowns, orthodontics, or root canals. If you’re navigating dental insurance in Austin, Texas, call us before your visit — we’ll review your dental care needs, walk you through dental care costs, and tell you exactly what to bring.

We’re an out-of-network practice, which means we’re not contracted with insurance companies. But here’s the good news: most PPO plans still have out-of-network benefits — so your dental insurance may cover a portion of your visit to our Austin office just like it would anywhere else. We work with most major PPOs including Aetna, Delta Dental, Blue Cross Blue Shield, Cigna, United Healthcare, MetLife, Guardian, and Humana. Not sure about your plan? Call us at (512) 382-6985 and we’ll help you figure it out before you come in.

Not having insurance doesn’t mean you can’t get quality care. We offer our in-house Membership Plan for $457/year, which includes two exams, two cleanings, and annual X-rays — plus 10% off all other services. We also offer CareCredit, Cherry, and Sunbit financing options to help make your care more manageable.

Yes — we file both your primary and secondary dental insurance plans as a courtesy, so you don’t have to deal with the paperwork. One thing worth knowing: your dental plan is a contract between you and your insurance company. We’re not part of that agreement, so any amount they don’t cover — deductibles, co-pays, or non-covered services — is the patient’s responsibility. If you want an estimate before committing to treatment, we can request one from your carrier in advance. Just keep in mind those can take a few weeks to come back.

Before any treatment begins, we’ll verify your coverage and provide you with a personalized cost estimate. We review your deductible, annual maximum, co-pay, and covered services so you know exactly what to expect — before we start anything.

Yes. As one of the Austin dental clinics that accept insurance for dentures and other restorative services, we work with most major PPO plans to help maximize your eligible benefits. For patients without insurance, dental financing Austin TX through Cherry, which can make dentures and tooth replacement very manageable.

Yes. We provide emergency dental services in Austin with financing options through CareCredit, Cherry, and Sunbit — so you can get urgent care without worrying about upfront costs. Dental financing Austin TX is available at the front desk in seconds. Call (512) 382-6985 for same-day availability.

Yes. CareCredit can be used for both dental and cosmetic treatments, including teeth whitening, veneers, Invisalign, and more. It’s a great option for treatments that may not be covered by traditional insurance. Approval is typically instant and can be completed online before your appointment.

Yes. We gladly accept Health Savings Account (HSA) and Flexible Spending Account (FSA) cards for eligible dental expenses. These are excellent ways to use pre-tax dollars to cover your care. Check with your plan administrator for specifics on what’s covered.

Our team will assist in filing an appeal on your behalf and provide any additional documentation your insurer needs. We’re your advocates — not just your dental office. We’ll do our best to help you get the coverage you’re entitled to.

Our flexible payment plans through CareCredit, Cherry, and Sunbit cover a full range of dental treatment and dental procedures — making quality dental care accessible regardless of your financial situation. Qualified applicants are approved in minutes, often with no hard credit pull, so dental health and overall well-being are never put on hold. These programs and resources exist for one reason: dental care costs should never stand between you and the care you need.

An in-network dentist may offer a lower co-pay, but in network agreements often restrict dental procedures, materials, and time — which affects oral health outcomes. As an out-of-network practice, we operate without those constraints, and most PPO members still access strong dental benefits through their existing plan. Many patients find the different benefits here — including transparent dental care costs, unrestricted dental treatment, and the freedom to choose the right plan — well worth it at an affordable price. We’ll give you a complete description of your coverage so you can seek care with full confidence, conveniently and without surprises.